A Gold Coast mom is taking up a TikTok problem to try to earn $100,000 each 90 days to realize her dream life. At the moment dwelling beneath the poverty line, Amber Wilde hopes the problem might be a step in the direction of giving her youngsters, and herself, a greater life.
Speaking to Yahoo Finance, Wilde explains that she got here up with the lofty $100,000 in 90 days problem by calculating what her dream life would seem like financially. Based mostly on her present bills and estimated prices of one-off purchases like a automotive, Wilde labored out she would want $1,015,203.66 within the subsequent two years and 4 months, which is across the time when she is going to graduate from her Bachelor of Counselling Research diploma.
To tackle the problem, she has began sharing her state of affairs on social media and digital blogs, which she hopes would be the starting of a brand new monetary journey.
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After ending a tumultuous relationship, she now depends on the single guardian cost from Centrelink as her solely supply of revenue whereas finding out full-time. After housing prices, she is left with solely $500 a fortnight to assist herself and her two younger youngsters.
“It is not sufficient to maintain overlaying the price of a family of three folks’s meals, medical, and clothes, not to mention present any enjoyment in our lives, particularly within the present value of dwelling disaster,” she says.
She first took to TikTok final week to begin sharing her story and her plans for the notably bold problem.
Whereas she says she has no intention of changing into TikTok well-known, she hopes digital advertising and marketing via her weblog will set her on the trail to monetary safety.
“It should be a slower factor to construct,” Wilde acknowledges, “because it’s largely constructed on internet online affiliate marketing and model offers”.
Amber Wilde calculated what her superb life would seem like financially by contemplating present payments and the price of potential giant purchases, equivalent to a brand new automotive. ·TikTok @_amberwilde
There was an “explosion” within the amount of cash content material creators have raked in by way of influencer advertising and marketing, or internet online affiliate marketing, lately, with the business in Australia tipped to hit $1 billion in 2026 after manufacturers spent $830 million on influencer advertising and marketing the 12 months prior, in response to We Are Social’s Digital 2026 report.
Whereas TikTok’s associates program shouldn’t be accessible for Australians, the platform has loads of customers selling methods to generate profits by way of varied internet online affiliate marketing packages on-line.
‘It is simply hope’
The Queensland mum of two is aware of it is extremely bold, however is basing the revenue potential off the testimonies of others who’ve touted their success on-line.
As Wilde has solely simply taken to the problem, she says she’s going to spend the primary 90 days constructing out her plan. Within the 90 days following that, she desires to begin striving to hit the $100K mark.
By sharing her effort publicly, she hopes she will be able to encourage others who could also be in the same state of affairs, and dealing with dwelling beneath the poverty line in Australia.
“I would like my story to have a objective in life. All of this isn’t for nothing, it is acquired to be for some good,” she says.
“It is embarrassing, it’s totally humiliating to say I stay in poverty… Individuals would possibly take a look at this and name it actually bold or they assume it is foolish, but it surely’s simply hope.”
“Constructing in public is a strategy to share my story and hopefully encourage another person who’s in my place simply to begin making monetary plans in the direction of their future so they do not find yourself in poverty as properly.”
Single girls at increased danger of monetary hardship and homelessness
Wilde shouldn’t be alone in her expertise of dealing with monetary hardship after a household breakdown, with the Australian Institute of Well being and Welfare discovering that 60 per cent of the folks presenting to homelessness providers in Australia are girls.
The important thing cause for in search of homelessness assist is household and home violence.
For single girls who’re renting a property, virtually 80 per cent reside beneath the poverty line themselves, in response to a 2025 report from the Grattan Institute.
Girls who’ve bought a house are nonetheless disproportionality affected if the connection ends. Of the ladies who separate from their accomplice and lose the home, solely 34 per cent will handle to buy one other house inside 5 years, rising to simply 44 per cent inside a decade.
Against this, 42 per cent of separating males purchase a house inside 5 years, and 55 per cent throughout the 10 12 months timeframe.
Males are extra probably than girls to financially get well following a separation. ·Maskot
Rebuilding your funds
Deb Shroot, Monetary from Monetary Counselling Australia, tells Yahoo Finance that a number of Australian girls in search of monetary recommendation are these experiencing monetary hardship on account of a turbulent home state of affairs.
“From a monetary counselling perspective, the problem shouldn’t be merely the lack of a relationship or family revenue, it is also … attempting to rebuild their funds,” she says.
This contains something from limiting entry to cash to forcing somebody right into a debt, equivalent to a automotive mortgage as a result of the accomplice has horrible credit score.
Financial dependence is one other large challenge, when one individual in a relationship is given little or no cash to pay for bills and groceries particularly when youngsters are concerned, in addition to creating obstacles to employment and training.
“The abuse truly continues after the separation,” Shroot says, highlighting how perpetrators typically nonetheless have entry to joint accounts, mortgages and baby assist preparations.
“It is fairly advanced and broad, and the designs of our monetary techniques and the best way that our society works with cash, it has been [set up] in a method that it may be abused fairly simply”.
For those who or somebody is impacted by home violence, discover assist by calling 1800RESPECT on 1800 737 732, or contact Lifeline on 13 11 14.
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